Federal Financial Aid


To be eligible for Federal Financial Aid, you must be:

  • A citizen of the United States or an eligible permanent resident;
  • Enrolled in an eligible program;
  • Making satisfactory academic progress toward graduation;
  • A high school graduate or have obtained a GED or the equivalent;
  • Not in default on a financial aid loan nor owe a refund to a financial aid grant received at any postsecondary institution;
  • Registered with the U.S. Selective Service, if applicable.

 Application Process

  • The Free Application for Federal Student Aid (FAFSA) is the financial aid form used by United States University. This form may be obtained from any college financial aid office or high school, or on the web at US University’s school code is: 040053.
  • If you are selected for verification, you may be required to submit official Tax Transcripts from the IRS along with a completed and signed verification Worksheet to our Financial Aid Office.  We will notify you if you are selected after your FAFSA has been processed.
  • Students may also need to submit other documentation such as childcare expenses, medical expenses, child support, citizenship, private school tuition, untaxed income, and benefits, etc., if requested by the Financial Aid Office.

How Financial Aid is Determined

The majority of financial aid funds at United States University are awarded based on “financial need.” Income and asset information provided on the FAFSA is evaluated using the Federal Methodology (FM) formula determined by the U.S. Congress. The results of this calculation provide each student/family with an Expected Family Contribution (EFC). This EFC is subtracted from the total cost of education at United States University to determine a student’s “need” for financial assistance.

Each year, the Financial Aid Office reviews the cost of attending United States University and develops budgets tailored to meet the needs of semester, weekend, and accelerated undergraduate and graduate students. These budgets provide for a modest standard of living and include tuition, room and board/food and housing, books, supplies, personal expenses, and required travel. The costs of attendance budgets provide average figures, using actual institutional charges with estimates for other expenses. Financial aid may not cover a student’s total need or cost of education.

After an applicant has been formally admitted to United States University and their financial aid file is complete, the Financial Aid Office will determine the financial aid award. The types and amounts of the awards are individually calculated based on financial need and the resources of United States University.

Financial aid recipients should notify the Financial Aid Office of any changes in enrollment, or financial resources. Such changes can also require a change in the amount of financial assistance.

Federal Financial Aid Programs

The following is a description of the financial aid programs available at United States University for students who qualify. Additional information may be obtained through the Financial Services Department.

For information, guidance and tools about federal student assistance, you can also visit the U.S. Department of Education’s website on federal student aid at

Federal Pell Grant

Federal PELL Grants provide a foundation of assistance to which other forms of aid may be added. Eligibility for the Federal PELL Grant Program is determined by a standard formula that is revised and approved every year by the federal government. Unlike loans, grants do not have to be paid back.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Federal Supplemental Educational Opportunity Grants are available to a limited number of students with exceptional financial need. Grants are based on funds available and do not have to be repaid. Need is determined by the financial resources of the student and parents and the cost of attendance.

Federal Work-Study Grant (FWS)

The Federal Work-Study program provides jobs for graduate and undergraduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work related to the student’s course of study. Funds under this program are limited and do not have to be repaid.

William D. Ford Federal Direct Loan Program Direct Student Loans

Under the Federal Direct Loan (FDL) program the University originates the Direct Loan. The loan is then sent to the U.S. Department of Education’s Common Origination and Disbursement Center (COD) and disbursed to the University electronically through the Grant Administration and Payment System (G5); the origination fees vary based on award year. The loans are serviced by the Direct Loan Servicing System. All information will be disclosed during the financial aid application process.

Subsidized Direct Loan

Federal Subsidized loans are available to students with financial need. Students may borrow up to $3,500 for their first academic year, $4,500 for the second academic year and $5,500 for the third and fourth academic years. The interest is paid by the federal government while students are in school and for six (6) months after students cease their enrollment. Regular payments begin six (6) months after students cease enrollment or fail to carry at least one-half the normal full-time University workload.

Unsubsidized Direct Loan

Unsubsidized direct loans are available for students to borrow for education costs. Independent students can borrow up to $9,500 for their first academic year, $10,500 for the second academic year and $12,500 for their third and fourth academic years, as a combined total with the Federal Subsidized Direct loan.

With the exception of demonstrating financial need, borrowers must meet all eligibility criteria of the Federal Subsidized loan program. Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Generally payments begin six (6) months after students cease enrollment or fail to carry at least one-half the normal full-time school workload.

Financial Aid Resource Publication from the U.S. Department of Education

Funding Education Beyond High School

Other helpful links:

Apply for a federal PIN:
Complete a Free Application for Federal Student Aid:
Complete online student loan entrance counseling: 
Complete online student loan exit counseling: 
Retrieve your Loan Information/Financial Aid Review: 

Washington State Residents

For Washington State residents seeking information and resources about student loan repayment or seeking to submit a complaint relating to your student loans or student loan servicer, please visit or contact the Student Loan Advocate at

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